This is the real FINBL: ask it what it is, what it can do, or how it would help you. Once you connect your banks, it stops talking in general and talks about YOUR money.
You're trying FINBL without an account: answers are general.
What is FINBL
No spreadsheets, no manual categorising, no guessing. Connect your accounts once and FINBL works on its own: it organises, spots what recurs, tracks your goals and warns you when something is off.
What it does for you
The chat queries your real transactions: spending by category, month-to-month comparisons, specific lookups. Answers with your numbers, not generic advice.
Salaries, subscriptions, utility bills and instalments are identified on their own, with their typical amount and real range. If a bill spikes, you get a heads-up.
Savings from transfers, spending limits by category or pattern, income targets. Every new transaction counts where it should — nothing to log.
229.21 principal · 175.45 interest
Each instalment records itself with its principal and interest split, the balance goes down and the next due date is computed. Mortgages, loans, financing.
Official read-only PSD2 connection to 2,500+ European banks. Automatic sync, multiple accounts and currencies, no password sharing.
A score that sums up savings rate, debt, emergency fund and spending discipline — and what to move to improve it.
Plus
Upload a contract or a mortgage and FINBL explains it clause by clause.
Mortgage and compound-interest calculators, amortisation simulations.
Accounts in several currencies converted at the real daily rate.
The same app on your phone, with notifications for what matters.
Tools
Besides the chat and automatic tracking, your account includes focused tools for concrete decisions — from a mortgage instalment to splitting trip expenses. The ones marked “coming soon” are on their way.
Calculate payments, interest and amortization schedules
Simulate your investment growth over time
Split expenses between participants and calculate debts
Analyze contracts with AI and identify key clauses
Manage your clients, contacts and sales tracking
Assess your financial health with personalized indicators
Prepare and optimize your tax return
Create and manage professional invoices
Generate payrolls for your employees
Calculate and plan your VAT obligations
Find available grants for your business
How it works
Two minutes with your bank's official connection. FINBL imports up to two years of history.
It categorises every transaction, detects your recurring patterns and builds your real income and spending profile.
Chat with your data, set goals that update themselves and get warned when something is off.
Take control of your personal finances with intuitive analysis and planning tools.
Advanced financial analysis and management tools to drive your business.
Join the new era of financial analysis. Contact us to discover how FINBL can transform the way you manage your finances.
Get started with FINBL